Privacy Policy | Finance Luxe

WEBSITE PRIVACY POLICY

financeluxe.es

I. PRIVACY POLICY AND DATA PROTECTION

Respecting the provisions of current legislation, Finance Luxe Group (hereinafter also referred to as the Website) is committed to adopting the necessary technical and organizational measures, according to the level of security appropriate to the risk of the data collected.

Laws incorporated in this privacy policy

This privacy policy is adapted to the current Spanish and European regulations on the protection of personal data on the internet. Specifically, it respects the following regulations:

The Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (GDPR).
The Organic Law 3/2018, of December 5, on the Protection of Personal Data and guarantee of digital rights (LOPD-GDD).
Royal Decree 1720/2007, of December 21, approving the Regulation developing the Organic Law 15/1999, of December 13, on the Protection of Personal Data (RDLOPD).
Law 34/2002, of July 11, on Information Society Services and Electronic Commerce (LSSI-CE).

Identity of the data controller

The data controller for the personal data collected by Finance Luxe Group is: Jordi Pérez Castañer, with ID number: 43161730E (hereinafter, Data Controller). His contact details are as follows:

The data controller for the personal data collected by Finance Luxe Group is: , with ID/Tax ID number: , registered in: , with the following registration details: , whose representative is: (hereinafter, Data Controller). Their contact details are as follows:

Dirección: C/ Monsenyor Palmer 1, 07014 Ponent, Palma de Mallorca, Illes Balears – España

Contact telephone: 673267593

Fax:

Contact email: info@financeluxe.es

Personal Data Registry

In compliance with the provisions of the GDPR and the LOPD-GDD, we inform you that the personal data collected by Finance Luxe Group, through the forms on its pages, will be incorporated and processed in our file in order to facilitate, expedite and fulfill the commitments established between Finance Luxe Group and the User or the maintenance of the relationship established in the forms that the user fills out, or to attend to a request or query from the same. Likewise, in accordance with the provisions of the GDPR and the LOPD-GDD, unless the exception provided for in Article 30.5 of the GDPR applies, a record of processing activities is maintained that specifies, according to its purposes, the processing activities carried out and the other circumstances established in the GDPR.

Principles applicable to the processing of personal data

The processing of the User’s personal data will be subject to the following principles set forth in Article 5 of the GDPR and in Article 4 and subsequent articles of Organic Law 3/2018, of December 5, on the Protection of Personal Data and guarantee of digital rights:

Principle of lawfulness, fairness and transparency: the User’s consent will be required at all times, with complete transparent information on the purposes for which the personal data is collected.
Principle of purpose limitation: personal data will be collected for specified, explicit and legitimate purposes.
Principle of data minimization: the personal data collected will be only the strictly necessary in relation to the purposes for which they are processed.
Principle of accuracy: personal data must be accurate and always up to date.
Principle of storage limitation: personal data will only be kept in a way that allows the identification of the User for the time necessary for the purposes of their processing.
Principle of integrity and confidentiality: personal data will be processed in a manner that ensures their security and confidentiality.
Principle of proactive responsibility: the Data Controller will be responsible for ensuring that the above principles are complied with.

Categories of personal data

The categories of data processed by Finance Luxe Group are only identifying data. In no case are special categories of personal data within the meaning of Article 9 of the GDPR processed.

The categories of data processed by Finance Luxe Group include both identifying data and special categories of personal data within the meaning of Article 9 of the GDPR.

Special categories of personal data are understood to be those that reveal ethnic or racial origin, political opinions, religious or philosophical beliefs, or trade union membership, and the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person’s sex life or sexual orientation.

For the processing of special categories of personal data, the explicit consent of the User will be necessary in any case for one or more specific purposes.

Legal basis for the processing of personal data

The legal basis for the processing of personal data is consent. Finance Luxe Group is committed to obtaining the express and verifiable consent of the User for the processing of their personal data for one or more specific purposes.

On the occasions when the User must or may provide their data through forms to make inquiries, request information or for reasons related to the content of the Website, they will be informed in case the completion of any of them is mandatory because they are essential for the proper development of the operation performed.

The purposes for which personal data are intended to be processed.

The personal data are collected and managed by Finance Luxe Group for the purpose of facilitating, streamlining, and fulfilling the commitments established between the Website and the User, or for maintaining the relationship established in the forms filled out by the latter, or to handle a request or inquiry.

The personal data may also be used for commercial purposes of personalization, operations, and statistics, as well as activities related to the corporate purpose of Finance Luxe Group, as well as for the extraction, storage of data, and marketing studies to adapt the Content offered to the User, as well as to improve the quality, functionality, and navigation of the Website.

When the personal data are obtained, the User will be informed about the specific purpose or purposes for which the personal data will be processed; that is, the use or uses that will be given to the collected information.

Retention periods of personal data

The personal data will only be retained for the minimum time necessary for the purposes of their processing and, in any case, only for the following period: 24 months, or until the User requests their deletion.

When the personal data are obtained, the User will be informed about the period during which the personal data will be retained or, where that is not possible, the criteria used to determine this period.

Recipients of the personal data

The User’s personal data will not be shared with third parties.

In any case, when the personal data are obtained, the User will be informed about the recipients or categories of recipients of the personal data.

The User’s personal data will be shared with the following recipients or categories of recipients:

Google Ireland, Ltd. with registered office at Google Building Gordon House, Barrow St, Grand Canal Dock, Dublin 4, D04 V4X7, Ireland

In the event that the Data Controller intends to transfer personal data to a third country or international organization, when the personal data are obtained, the User will be informed about the third country or international organization to which the data is intended to be transferred, as well as the existence or absence of an adequacy decision by the Commission.

Personal data of minors

Respecting the provisions of Articles 8 of the GDPR and 7 of Organic Law 3/2018 of December 5 on Personal Data Protection and Guarantee of Digital Rights, only those over 14 years of age will be able to give their consent for the lawful processing of their personal data by Finance Luxe Group. If it is a minor under 14 years of age, the consent of the parents or guardians will be necessary for the processing, and this will only be considered lawful to the extent that they have authorized it.

Confidentiality and security of personal data

Finance Luxe Group undertakes to adopt the necessary technical and organizational measures, according to the level of security appropriate to the risk of the data collected, in order to guarantee the security of the personal data and to prevent the accidental or unlawful destruction, loss or alteration of personal data transmitted, stored or otherwise processed, or the unauthorized communication or access to such data.

The Website has an SSL (Secure Socket Layer) certificate, which ensures that personal data is transmitted securely and confidentially, as the transmission of data between the server and the User, and in feedback, is fully encrypted.

However, since Finance Luxe Group cannot guarantee the impregnability of the internet or the total absence of hackers or others who fraudulently access personal data, the Data Controller undertakes to communicate to the User without undue delay when a breach of the security of personal data occurs that is likely to pose a high risk to the rights and freedoms of natural persons. Following the provisions of Article 4 of the GDPR, a personal data breach is understood to mean any breach of security that results in the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to, personal data transmitted, stored or otherwise processed.

The personal data will be treated as confidential by the Data Controller, who undertakes to inform and ensure through a legal or contractual obligation that such confidentiality is respected by its employees, associates, and any person to whom the information is made accessible.

Rights derived from the processing of personal data

The User has the following rights over Finance Luxe Group and can therefore exercise the following rights recognized in the GDPR and Organic Law 3/2018 of December 5 on Personal Data Protection and Guarantee of Digital Rights against the Data Controller:

Right of access: This is the User’s right to obtain confirmation from Finance Luxe Group as to whether or not it is processing their personal data and, if so, to obtain information about their specific personal data and the processing that Finance Luxe Group has carried out or is carrying out, as well as, among other things, the available information about the origin of such data and the recipients of the communications made or planned.
Right of rectification: This is the User’s right to have their personal data modified if it is found to be inaccurate or, taking into account the purposes of the processing, incomplete.
Right of erasure (“the right to be forgotten”): It is the User’s right, unless current legislation provides otherwise, to obtain the erasure of their personal data when they are no longer necessary for the purposes for which they were collected or processed; the User has withdrawn their consent to the processing and it does not have another legal basis; the User objects to the processing and there is no other legitimate reason to continue with it; the personal data have been unlawfully processed; the personal data must be erased in compliance with a legal obligation; or the personal data have been obtained as a result of a direct offer of information society services to a child under 14 years of age. In addition to deleting the data, the Data Controller, taking into account the available technology and the cost of its application, must take reasonable measures to inform the controllers that are processing the personal data of the data subject’s request to delete any link to that personal data.
Right to restriction of processing: This is the User’s right to limit the processing of their personal data. The User has the right to obtain the restriction of processing when they contest the accuracy of their personal data; the processing is unlawful; the Data Controller no longer needs the personal data, but the User needs them to make claims; and when the User has objected to the processing.
Right to data portability: In the event that the processing is carried out by automated means, the User will have the right to receive from the Data Controller their personal data in a structured, commonly used and machine-readable format, and to transmit them to another data controller. Whenever technically feasible, the Data Controller will directly transmit the data to that other controller.
Right to object: This is the User’s right to have their personal data processing not carried out or to cease the processing of their data by Finance Luxe Group.
Right not to be subject to a decision based solely on automated processing, including profiling: This is the User’s right not to be subject to an individual decision based solely on the automated processing of their personal data, including profiling, unless current legislation provides otherwise.

Therefore, the User may exercise their rights by written communication addressed to the Data Controller with the reference “GDPR-financeluxe.es”, specifying:

The User’s name and surname and a copy of their ID. In cases where representation is allowed, the identification of the person representing the User by the same means will also be necessary, as well as the document proving the representation. The photocopy of the ID card may be replaced by any other valid legal means that proves the identity.
Request with the specific reasons for the request or the information to which access is sought.
Address for notification purposes.
Date and signature of the applicant.
Any document that proves the request being made.

This request and any other attached document may be sent to the following address and/or email:

Postal address: C/ Monsenyor Palmer 1, 07014 Ponent, Palma de Mallorca, Balearic Islands

Email: info@financeluxe.es

Links to third-party websites

The Website may include hyperlinks or links that allow access to third-party websites other than Finance Luxe Group, and which are therefore not operated by Finance Luxe Group. The owners of these websites will have their own data protection policies, and they will be responsible for their own files and their own privacy practices in each case.

Claims before the supervisory authority

If the User believes that there is a problem or a violation of the applicable regulations in the way their personal data is being processed, they have the right to effective judicial protection and to file a complaint with a supervisory authority, particularly in the State where they have their habitual residence, workplace, or where the alleged violation occurred. In the case of Spain, the supervisory authority is the Spanish Data Protection Agency (Agencia Española de Protección de Datos) (https://www.aepd.es/).

II. ACCEPTANCE AND CHANGES TO THIS PRIVACY POLICY

The User must have read and agreed to the terms regarding the protection of personal data contained in this Privacy Policy, as well as accept the processing of their personal data so that the Data Controller can proceed with it in the manner, for the duration, and for the purposes specified. Use of the Website implies acceptance of its Privacy Policy.

Finance Luxe Group reserves the right to modify its Privacy Policy at its own discretion or due to legislative, judicial, or doctrinal changes from the Spanish Data Protection Agency. Changes or updates to this Privacy Policy will not be explicitly notified to the User. It is recommended that the User periodically review this page to stay informed about the latest changes or updates.

This Privacy Policy was updated to comply with Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016, on the protection of natural persons with regard to the processing of personal data and the free movement of such data (GDPR), as well as Organic Law 3/2018 of December 5, on the Protection of Personal Data and the Guarantee of Digital Rights.